A single bolted-on panel swap is one of the more doable garage door repairs for a homeowner comfortable with a ratchet and a ladder - more so on newer stock like most of what's in Coopersville, where hardware is standard and parts aren't obsolete. If the damaged panel is a middle section with no hinge or cable involvement, unbolting and swapping it is within reach for a lot of people.
Where it stops being a weekend job: any panel at the very top (near the opener arm and torsion spring) or the very bottom (near the cable drums and bottom brackets). Those carry spring tension and cable load that can injure someone who hasn't worked with them. If the door won't sit level after the swap, or the track binds, stop and call - that's usually a sign the opening itself shifted, not just the panel.
Our honest take: if more than one panel is damaged, or the door's old enough that the matching panel isn't available at all, replacing the whole door often costs less in the long run than chasing a discontinued match. We'll tell you straight if that's where your door is at rather than push a patch job that won't hold color or seal right.